Accept Payments

Accept Payments

Seamless Payment Experience for You and Your Customers

Accept popular payment methods in Indonesia with Pivot-pioneering single integration for payments and refunds, optimized success rates, and
a secure experience.

Get Started
Hero Illustration

Smart Payment Solutions to Expand Your Scale

The smart way to accept and refund payments—fast, effortless, and secure. We remove complexity, making payments seamless and frictionless so you can focus on scaling your business.

Simplify Payment and
Refund Integration

Save time and resources with our SNAP-standard single integration for all payment methods and market's first unified refund API.

Seamless Payments with
Optimized Conversion Rates

Give your customers a frictionless checkout experience, from smart recommendations, foreign card acceptance, tokenized payments, and more.

Less Fraud, More Revenue

Maximize approvals while keeping fraud at bay with AI-powered fraud system and 24/7 anomaly monitoring.

Affordable, Transparent Pricing

No hidden, setup, or integration fees—only pay a small amount for successful transactions. Enjoy high-volume perks like special rate and VIP support.

Real-Time Payment Control,
All in One Place

Stay in control with real-time payment status, balance updates, settlement reports, and automated reconciliation—all in one dashboard.

Accepting the Most Popular
Payment Methods in Indonesia

Let customers pay their way with 25+ local and global payment methods, including the latest on-demand options, all through a single integration. Enable or disable them easily from dashboard.

Accept payments from multiple banks with configurable static or
dynamic Virtual Accounts, open or fixed amounts

Accept local and soon foreign credit/debit cards for all use cases: pre-auth, subscription, installment, to 1-click payments. Success and security are optimized using tokenization, smart fraud system, and card pre-detection

Accept QRIS payments in person or online with dynamic or static QR,
allowing customers to pay via any e-wallet or mobile banking app

Accept popular local e-wallet payments and let customers link
their accounts for a seamless checkout experience

Web

Online Web

Mobile Web

Mobile Web

Mobile App

Mobile In-App

In-person

In-person

Omnichannel

Omnichannel

Ellipse
Ellipse

Seamless Integration,
Your Way

Full API Integration

  • A fully customized payment experience (flow, UI/UX) in any app or website
  • Activate all available payment methods with a one-time integration and a consistent payment parameters, status, error codes
  • SNAP-standard API, Level 1 PCI DSS certified
Contact SalesExplore API Docs
Eclipse

Your Trust, Our Priority

Ensuring a smooth and secure payment experience for you and your customers.

Security

Security

Protect every payment with end-to-end encryption, 3DS, tokenization, 24/7 monitoring.

Reliability

Reliability

Minimize downtime losses with daily backups and recovery protocols during uninterrupted services.

Privacy

Privacy

Secure access and data with role-based controls, data masking, and automated alerts for unusual login.

Transform Your Payment
Experience Today

Contact Sales
Licensed by
Certified and Supervised by
faq-aurorafaq-aurora

FAQ

Pivot currently supports payments in IDR (Rupiah) through a full range of popular Indonesian payment methods. Looking for multi-currency payment options? Let us know what you need, and our Customer Success team will connect with you to explore the best solution together.
Yes, Pivot's unified refunds API supports all payment method refunds through a single integration. Afterwards, our innovative, smart auto-routing system handles the complexities, so you can focus on your business. Plus, you can easily adjust refund amounts, whether full or partial, to fit your platform's needs.
Pivot adheres to global, regional, and industry regulations to ensure compliance. We are licensed as a Level 1 Payment Service Provider by Bank Indonesia and certified by PCI DSS and ISO 27001.
It's quick and stress-free! Once onboarded, our tech expert will provide a sandbox account and guide your team through our API documentation. A single integration activates all payment and refund methods with standardized parameters, data, and statuses to keep things simple. Need help? Our Tech team is just a call or WhatsApp away!
It varies by payment method, typically processing in real-time up to T+5 business days. Every transaction is recorded in real-time on the Pivot dashboard, including its settlement status. Need cash quickly? Access your funds as soon as your customer pays with our early settlement feature. Contact us to activate this.

Do More with Pivot

Payouts
Payouts

Pay thousands in seconds—on time, 24/7,
no days off.

Find Out More
Account and Balance Management
Account and Balance Management

Unlock efficiency and control in multi-account onboarding, payments, and management.

Find Out More