Accept Payments
Accept popular payment methods in Indonesia with Pivot’s most reliable, complete, and smart payment gateway, featuring single integration for payments and refunds, optimized success rates, and a secure experience.
The smart way to accept and refund payments—fast, effortless, and secure. We remove complexity, making payments seamless and frictionless so you can focus on scaling your business.
Save time and resources with our SNAP-standard single integration for all payment methods and market's first unified refund API.
Give your customers a frictionless checkout experience, from smart recommendations, non-3DS acceptance, tokenized payments, and more.
Maximize approvals while keeping fraud at bay with AI-powered fraud system and 24/7 anomaly monitoring.
No hidden, setup, or integration fees—only pay a small amount for successful transactions. Enjoy high-volume perks like special rate and VIP support.
Stay in control with real-time payment status, balance updates, settlement reports, and automated reconciliation—all in one dashboard.
Let customers pay their way with 25+ local and global payment methods, including the latest on-demand options, all through a single integration. Enable or disable them easily from dashboard.
Accept payments from multiple banks with configurable static or
dynamic Virtual Accounts, open or close amounts
Accept local and foreign credit/debit cards for all use cases: pre-auth, subscription, installment, to 1-click 3DS/Non-3DS payments. Success and security are optimized using tokenization, smart fraud prevention, and card pre-detection
Accept QRIS payments in person or online with dynamic or static QR,
allowing customers to pay via any e-wallet or mobile banking app
Accept popular local e-wallet payments and let customers link
their accounts for a seamless checkout experience
Online Web
Mobile Web
Mobile In-App
In-person
Omnichannel
Ensuring a smooth and secure payment experience for you and your customers.
Protect every payment with end-to-end encryption, 3DS, tokenization, 24/7 monitoring.
Minimize downtime losses with daily backups and recovery protocols during uninterrupted services.
Secure access and data with role-based controls, data masking, and automated alerts for unusual login.
1.000.000.000 fee subsidy for payment and payout transactions, before 31 October 2025. 
Program now! 🚀 
A fully customized payment experience (flow, UI/UX) in any app or website
